Results from quarterly accounts

Group in NOKm	2Q	1Q	4Q	3Q	2Q	1Q	4Q	3Q	2Q
	2011	2011	2010	2010	2010	2010	2009	2009	2009
Interest income	910	886	894	869	804	748	764	781	843
Interest expenses	592	559	601	549	506	449	448	450	543
Net interest	318	327	293	320	297	300	316	331	300
Commission income	199	192	199	197	193	178	209	175	172
Commission expenses	19	18	23	21	19	18	30	17	19
Other operating income	52	47	47	34	54	35	30	32	40
Commission income and other income	232	221	222	210	229	194	209	190	193
Dividends	31	3	0	0	42	1	0	1	4
Income from investment in related companies	69	54	83	69	57	41	78	203	69
Net return on financial investments	25	62	115	55	32	-6	75	103	74
Net return on financial investments	125	118	198	125	131	36	153	307	147
Total income	675	666	713	655	657	529	678	828	640
Staff costs	208	198	137	191	177	78	179	180	191
Administration costs	96	86	98	76	81	83	79	77	78
Other operating expenses	57	65	76	52	45	44	64	45	50
Total operating expenses	361	348	311	320	303	206	323	303	319
Result before losses	314	318	402	335	354	323	355	526	320
Loss on loans, guarantees etc.	-1	-6	25	12	28	68	39	55	73
Result before tax	315	325	377	323	327	255	316	471	247
Tax charge	65	70	60	67	66	67	65	65	42
Net profit	250	255	318	256	260	188	251	406	205