2nd quarter 2011

First half 2011
■ Profit before tax: NOK 640m (582m)
■ Profit: NOK 505m (449m)
■ Return on equity: 13.0% (13.7%)
■ Lending growth 8.6% (12.6%), deposit growth 11.4% (7.8%) over past 12 months
■ NOK 7m taken to income on reversal of loan losses (loss of 96m)
■ Tier 1 capital adequacy: 10.7% (10.8%)
■ Earnings per equity capital certificate (ECC): NOK 3.26 (2.82)


Second quarter 2011
■ Profit before tax: NOK 315m (327m)
■ Profit: NOK 250m (260m)
■ Return on equity: 12.9% (15.5%)
■ NOK 1m taken to income on reversal of loan losses (loss of 28m)
■ Earnings per equity ECC: NOK 1.62 (1.68)


(Consolidated figures. Figures in parentheses refer to the same period of 2010 unless otherwise stated)