3rd quarter 2011
Accounts for the nine months ended 30 September 2011
■ Profit before tax: NOK 946m (904m)
■ Profit: NOK 745m (704m)
■ Return on equity: 12.6% (13.9%)
■ Lending growth 7.7% (12.4%), deposit growth 19.1% (2.8%) over past 12 months
■ Loan losses: NOK 1m (108m)
■ Tier 1 capital adequacy: 10.4% (10.6%)
■ Earnings per equity capital certificate (ECC): NOK 4.81 (4.13)
Accounts for third quarter 2011 in isolation
■ Profit before tax: NOK 306m (323m)
■ Profit: NOK 240m (256m)
■ Return on equity: 12.0% (13.9%)
■ Loan losses: NOK 8m (12m)
■ Earnings per ECC: NOK 1.55 (1.61)
(Consolidated figures. Figures in parentheses refer to the same period of 2010 unless otherwise stated)
■ Profit before tax: NOK 946m (904m)
■ Profit: NOK 745m (704m)
■ Return on equity: 12.6% (13.9%)
■ Lending growth 7.7% (12.4%), deposit growth 19.1% (2.8%) over past 12 months
■ Loan losses: NOK 1m (108m)
■ Tier 1 capital adequacy: 10.4% (10.6%)
■ Earnings per equity capital certificate (ECC): NOK 4.81 (4.13)
Accounts for third quarter 2011 in isolation
■ Profit before tax: NOK 306m (323m)
■ Profit: NOK 240m (256m)
■ Return on equity: 12.0% (13.9%)
■ Loan losses: NOK 8m (12m)
■ Earnings per ECC: NOK 1.55 (1.61)
(Consolidated figures. Figures in parentheses refer to the same period of 2010 unless otherwise stated)