Key figures from quarterly accounts
| 1Q | 4Q | 3Q | 2Q | 1Q | 4Q | 3Q | 2Q | 1Q | |
| 2011 | 2010 | 2010 | 2010 | 2010 | 2009 | 2009 | 2009 | 2009 | |
| Profitability | |||||||||
| Return on equity per quarter | 13.2% | 16.6% | 13.9% | 15.5% | 12.1% | 16.5% | 29.4% | 14.9% | 5.8% |
| Cost-income ratio | 52 % | 44 % | 49 % | 46 % | 39 % | 48 % | 37 % | 50 % | 58 % |
| Balance sheet | |||||||||
| Gross loans to customers | 68,553 | 69,847 | 67,069 | 64,390 | 61,886 | 61,782 | 63,792 | 64,945 | 64,502 |
| Gross loans incl. SB1 Boligkreditt AS | 88,606 | 87,665 | 86,046 | 83,767 | 79,560 | 77,429 | 76,549 | 74,419 | 72,358 |
| Deposits from customers | 42,900 | 42,786 | 38,643 | 41,273 | 37,606 | 37,227 | 37,586 | 38,279 | 35,894 |
| Total assets | 94,455 | 97,992 | 95,271 | 93,823 | 84,957 | 84,541 | 89,602 | 89,716 | 84,866 |
| Average total assets | 96,224 | 96,632 | 94,547 | 89,390 | 84,749 | 87,072 | 89,659 | 87,291 | 84,768 |
| Growth in loans incl. SB1 Boligkreditt last 12 months | 11.4 % | 13.2 % | 12.4 % | 12.6 % | 10.0 % | 8.6 % | 10.0 % | 10.5 % | 12.6 % |
| Growth in deposits last 12 months | 14.1 % | 14.9 % | 2.8 % | 7.8 % | 4.8 % | 5.5 % | 5.4 % | 6.8 % | 7.6 % |
| Losses and defaults in % of gross loans incl. Boligkreditt | |||||||||
| Impairment losses ratio | 0.05 % | 0.05 % | 0.05 % | 0.15 % | 0.33 % | 0.20 % | 0.29 % | 0.25 % | 0.52 % |
| Non-performing commitm. as a percentage of gross loans | 0.54 % | 0.57 % | 0.38 % | 0.41 % | 0.42 % | 0.49 % | 0.94 % | 0.77 % | 0.46 % |
| Other doubtful commitm. as a percentage of gross loans | 0.23 % | 0.24 % | 0.84 % | 0.81 % | 0.87 % | 0.57 % | 0.73 % | 0.74 % | 0.95 % |
| Solidity | |||||||||
| Capital adequacy ratio | 12.48 % | 12.97 % | 12.83 % | 13.20 % | 13.47 % | 13.56 % | 13.86 % | 12.08 % | 11.80 % |
| Core capital ratio | 10.59 % | 10.93 % | 10.62 % | 10.76 % | 11.01 % | 10.45 % | 10.59 % | 8.65 % | 8.36 % |
| Core capital | 7,330 | 7,286 | 7,033 | 6,960 | 6,880 | 6,730 | 6,546 | 5,091 | 4,755 |
| Net equity and related capital | 8,638 | 8,646 | 8,493 | 8,537 | 8,418 | 8,730 | 8,563 | 7,112 | 6,708 |
| Key figures ECC *) | |||||||||
| ECC price | 50.00 | 54.00 | 49.00 | 42.30 | 48.00 | 49.02 | 44.02 | 38.58 | 22.06 |
| Number of certificates issued, millions | 94.90 | 94.90 | 94.89 | 94.89 | 94.91 | 69.43 | 69.43 | 69.43 | 69.43 |
| Booked equity capital per ECC (including dividend) | 49.34 | 50.60 | 48.13 | 46.65 | 45.21 | 44.89 | 43.58 | 40.62 | 39.13 |
| Profit per ECC | 1.65 | 2.05 | 1.65 | 1.68 | 1.09 | 1.85 | 2.99 | 1.51 | 0.55 |
| Price-Earnings Ratio | 7.59 | 6.57 | 7.41 | 6.28 | 11.04 | 6.63 | 3.68 | 6.36 | 10.09 |
| Price-Book Value Ratio | 1.01 | 1.07 | 1.02 | 0.91 | 1.06 | 1.09 | 1.01 | 0.95 | 0.56 |
*) The key figures are corrected for issues. No change in the number of ECCs
