Note 7 - Losses

Parent bank   Group
31 Dec 2010 30 Sept 2010 30 Sept 2011   30 Sept 2011 30 Sept 2010 31 Dec 2010
193 193 186 Individual write-downs to cover loss on loans at 01.01 222 219 219
24 23 7 +Increase in provisions for individual impairment losses 8 32 34
21 18 26 - Reversal of provisions from previous periods 28 19 22
29 88 41 +Impairment losses have been made previously 44 96 38
39 39 74 - Actual losses during the period for which  provisions for individual impairment losses have been made previously 87 45 46
186 247 135 Specification of loss provisions at end of period 159 283 222
123 41 77 Actual losses 101 52 138
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