| Parent bank |
|
Group |
| 31.12.09 |
31.12.10 |
31.12.11 |
|
31.12.11 |
31.12.10 |
31.12.09 |
| 193 |
193 |
186 |
Individual write-downs to cover loss on loans at 01.01 |
222 |
219 |
215 |
| 4 |
24 |
9 |
+Increase in provisions for individual impairment losses |
10 |
34 |
9 |
| 8 |
21 |
26 |
- Reversal of provisions from previous periods |
28 |
22 |
10 |
| 85 |
29 |
57 |
+Impairment losses have been made previously |
59 |
38 |
94 |
| 81 |
39 |
75 |
- Actual losses during the period for which provisions for individual impairment losses have been made previously |
91 |
46 |
89 |
| 193 |
186 |
151 |
Specification of loss provisions at end of period |
172 |
222 |
219 |
| 233 |
123 |
85 |
Actual losses |
117 |
138 |
250 |
