| Parent bank | Group | |||||
| 31.12.09 | 31.12.10 | 31.12.11 | 31.12.11 | 31.12.10 | 31.12.09 | |
| 0 | -7 | -36 | Change in individual impairment losses provisions for the period | -50 | 3 | 3 | 
| 41 | 0 | 0 | Change in collective impairment losses provisions for the period | 0 | 1 | 44 | 
| 81 | 39 | 75 | Actual loan losses on comm. for which provisions have been made | 91 | 46 | 89 | 
| 152 | 84 | 9 | Actual loan losses on commitments for which no provision has been made | 26 | 92 | 161 | 
| -20 | -8 | -37 | Recoveries on commitments previously written-off | -39 | -10 | -21 | 
| 254 | 108 | 12 | Losses of the year on loans and guarantees | 27 | 132 | 277 |