| Parent bank |
|
|
Group |
| |
|
|
January - September |
|
|
January - September |
|
|
|
| 2016 |
3Q 16 |
3Q 17 |
2016 |
2017 |
(NOKm) |
Note |
2017 |
2016 |
3Q 17 |
3Q 16 |
2016 |
| 3,401 |
826 |
893 |
2,539 |
2.652 |
Interest income |
|
2,836 |
2,680 |
959 |
874 |
3,597 |
| 1,717 |
426 |
399 |
1,292 |
1.229 |
Interest expenses |
|
1,233 |
1,289 |
400 |
425 |
1,714 |
| 1,684 |
400 |
494 |
1,248 |
1.422 |
Net interest |
10 |
1,603 |
1,391 |
559 |
449 |
1,883 |
| 971 |
252 |
294 |
734 |
807 |
Commission income |
|
1,018 |
952 |
360 |
326 |
1,251 |
| 85 |
22 |
25 |
63 |
70 |
Commission expenses |
|
120 |
99 |
46 |
34 |
133 |
| 36 |
9 |
9 |
26 |
26 |
Other operating income |
|
577 |
407 |
168 |
120 |
556 |
| 922 |
239 |
278 |
697 |
763 |
Commission income and other income |
|
1,475 |
1,260 |
482 |
412 |
1,674 |
| 817 |
13 |
0 |
593 |
608 |
Dividends |
|
5 |
87 |
1 |
13 |
88 |
| - |
- |
- |
- |
- |
Income from investment in related companies |
3 |
290 |
349 |
126 |
103 |
423 |
| 188 |
80 |
64 |
143 |
97 |
Net return on financial investments |
3 |
209 |
281 |
108 |
157 |
434 |
| 1,006 |
93 |
64 |
736 |
705 |
Net return on financial investments |
|
504 |
717 |
235 |
274 |
944 |
| 3,612 |
732 |
837 |
2,680 |
2.891 |
Total income |
|
3,582 |
3,368 |
1,276 |
1,134 |
4,502 |
| 536 |
139 |
146 |
439 |
449 |
Staff costs |
|
1,063 |
908 |
357 |
294 |
1,159 |
| 615 |
156 |
155 |
459 |
465 |
Other operating expenses |
|
688 |
613 |
225 |
210 |
844 |
| 1,151 |
294 |
301 |
898 |
914 |
Total operating expenses |
11 |
1,751 |
1,521 |
582 |
504 |
2,003 |
| 2,461 |
438 |
535 |
1,783 |
1.977 |
Result before losses |
|
1,831 |
1,847 |
694 |
630 |
2,499 |
| 502 |
127 |
85 |
408 |
252 |
Loss on loans, guarantees etc. |
2,6,7 |
263 |
417 |
88 |
130 |
516 |
| 1,959 |
311 |
451 |
1,375 |
1.725 |
Result before tax |
3 |
1,568 |
1,430 |
607 |
500 |
1,983 |
| 290 |
70 |
111 |
196 |
279 |
Tax charge |
|
320 |
242 |
115 |
85 |
341 |
| -13 |
- |
- |
- |
- |
Result investment held for sale, after tax |
2, 3 |
2 |
-3 |
-0 |
-1 |
4 |
| 1,655 |
241 |
340 |
1,179 |
1.446 |
Net profit |
|
1,250 |
1,185 |
491 |
414 |
1,647 |
| |
|
|
|
|
Attributable to: |
|
|
|
|
|
|
| |
|
|
|
|
Equity holders of parent company |
|
1,231 |
1,158 |
490 |
405 |
1,606 |
| |
|
|
|
|
Equity holders of non-controlling interests |
|
19 |
27 |
2 |
9 |
41 |
| |
|
|
|
|
|
|
|
|
|
|
|
| |
|
|
|
|
Profit per ECC* |
|
6.06 |
5.70 |
2.41 |
2.00 |
7.91 |
| |
|
|
|
|
Diluted profit per ECC |
|
6.06 |
5.70 |
2.41 |
2.00 |
7.91 |
| * Net profit multiplied by ECC holders’ share of profit divided by number of equity certificates issued |