Note 7 - Losses

Parent Bank                  
  30 Sept 2017 30 Sept 2016 31 Dec 2016
Individual write-downs (NOKm) RM CM Total RM CM Total RM CM Total
Individual write-downs to cover loss on loans and guarantees at 1.1* 28 597 625 28 148 176 28 148 176
- Actual losses during the period for which provisions for individual impairment losses have been made previously 8 142 150 7 7 13 8 34 42
- Reversal of provisions from previous periods 4 8 12 3 20 23 3 36 39
+ Increased write-downs on provisions previously written down 0 138 138 2 5 7 2 6 8
+ Write-downs on provisions not previously written down 4 87 90 4 399 403 4 518 523
Individual write-downs to cover loss on loans and guarantees at period end *) 20 672 692 24 525 549 24 602 625
*) Individually assessed impairment write-downs on guarantees, totalling NOK 6.9m, are shown in the balance sheet as a liability under 'Other liabilities'         
                   
  30 Sept 2017 30 Sept 2016 31 Dec 2016
Collective write-downs (NOKm) RM CM Total RM CM Total RM CM Total
Collective write-downs to cover loss on loans, guarantees at 1.1 90 228 318 90 268 358 90 268 358
Period's collective write-downs to cover loss on loans, guarantees etc - 5 5 - 15 15 - -40 -40
Collective write-downs to cover loss on loans and guarantees at period end 90 233 323 90 283 373 90 228 318

 

Group                  
  30 Sept 2017 30 Sept 2016 31 Dec 2016
Individual write-downs (NOKm) RM CM Total RM CM Total RM CM Total
Individual write-downs to cover loss on loans and guarantees at 1.1* 31 607 638 31 153 184 31 153 184
- Actual losses during the period for which provisions for individual impairment losses have been made previously 9 142 151 7 7 15 8 36 44
- Reversal of provisions from previous periods 4 8 12 4 21 25 3 36 39
+ Increased write-downs on provisions previously written down 0 138 138 2 6 7 2 6 8
+ Write-downs on provisions not previously written down 4 90 94 5 404 410 4 523 528
Individual write-downs to cover loss on loans and guarantees at period end *) 23 684 707 27 535 562 27 611 638
*) Individually assessed impairment write-downs on guarantees, totalling NOK 6.9m, are shown in the balance sheet as a liability under 'Other liabilities'         
                   
  30 Sept 2017 30 Sept 2016 31 Dec 2016
Collective write-downs (NOKm) RM CM Total RM CM Total RM CM Total
Collective write-downs to cover loss on loans, guarantees at 1.1 100 239 339 96 281 376 96 281 376
Period's collective write-downs to cover loss on loans, guarantees etc 3 5 8 3 13 15 4 -42 -38
Collective write-downs to cover loss on loans and guarantees at period end 102 244 346 98 293 391 100 239 339
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