4th quarter 2017

Post-tax profit of NOK 1,828m

• Pre-tax profit: NOK 2,279m (2,029m)
• Post-tax profit: NOK 1,828m (1,681m)
• Return on equity: 11.5% (11.3%)
• CET1 capital ratio: 14.9% (14.9%)
• Growth in lending: 8.2% (8.0%) and in deposits: 13.9% (4.8%)
• Share of lending to the retail market 66% (65%)
• Loan losses: NOK 341m (516m)
• Earnings per equity certificate (EC): NOK 8.69 (7.91). Book value per EC, incl. dividend proposed for 2017: NOK 78.66 (73.26)
• Proposed dividend: NOK 4.40 per EC and an allocation of NOK 322m to non-profit causes

Fourth quarter 2017

• Pre-tax profit: NOK 678m (565m)
• Post-tax profit: NOK 553m (470m)
• Return on equity: 13.4% (12.2%)
• Loan losses: NOK 78m (99m)
• Earnings per EC: NOK 2.62 (2.21)