| Parent Bank | January - September |  |  |  | 
|  | 2017 | 2016 | 2016 | 
| Losses on loans and guarantees (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total | 
| Change in individual impairment losses provisions for the period | -3 | 65 | 62 | -0 | 374 | 373 | 0 | 449 | 450 | 
| + Change in collective impairment losses provisions for the period | - | 5 | 5 | - | 15 | 15 | - | -40 | -40 | 
| + Actual loan losses on commitments for which provisions have been made | 8 | 142 | 150 | 7 | 7 | 13 | 8 | 34 | 42 | 
| + Actual loan losses on commitments for which no provision has been made | 2 | 37 | 40 | 6 | 5 | 11 | 10 | 49 | 59 | 
| Recoveries on commitments previously written-off | -4 | -0 | -4 | -3 | -2 | -5 | -6 | -3 | -8 | 
| Losses of the year on loans and guarantees | 3 | 249 | 252 | 10 | 398 | 408 | 13 | 490 | 502 |