Note 6 - Losses on loans and guarantees
| Parent Bank | |||||||||
| 1Q 16 | 1Q 15 | 2015 | |||||||
| Losses on loans and guarantees (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in individual impairment losses provisions for the period | 6 | 9 | 15 | 1 | -14 | -13 | 2 | 9 | 11 |
| + Change in collective impairment losses provisions for the period | - | 150 | 150 | - | - | - | - | 80 | 80 |
| + Actual loan losses on commitments for which provisions have been made | 4 | 0 | 4 | 1 | 32 | 33 | 7 | 58 | 65 |
| + Actual loan losses on commitments for which no provision has been made | 0 | -0 | 0 | 2 | 0 | 2 | 8 | 4 | 12 |
| - Recoveries on commitments previously written-off | 0 | 1 | 1 | 1 | 1 | 1 | 6 | 3 | 9 |
| Losses of the year on loans and guarantees | 9 | 158 | 167 | 3 | 17 | 20 | 11 | 148 | 159 |
| Group | |||||||||
| 1Q 16 | 1Q 15 | 2015 | |||||||
| Losses on loans and guarantees (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in individual impairment losses provisions for the period | 6 | 10 | 16 | 1 | -14 | -13 | 3 | 9 | 11 |
| + Change in collective impairment losses provisions for the period | 0 | 150 | 150 | - | - | - | 2 | 80 | 82 |
| + Actual loan losses on commitments for which provisions have been made | 4 | 0 | 4 | 2 | 32 | 34 | 8 | 59 | 67 |
| + Actual loan losses on commitments for which no provision has been made | 1 | 0 | 1 | 2 | 0 | 2 | 13 | 7 | 21 |
| - Recoveries on commitments previously written-off | 0 | 1 | 1 | 1 | 1 | 1 | 8 | 4 | 12 |
| Losses of the year on loans and guarantees | 11 | 159 | 170 | 4 | 18 | 22 | 18 | 151 | 169 |
