| Parent bank |
|
Group |
| 31 Dec 2013 |
30 Jun 2013 |
30 Jun 2014 |
(NOKm) |
30 Jun 2014 |
30 Jun 2013 |
31 Dec 2013 |
| |
|
|
Total defaults |
|
|
|
| 311 |
381 |
274 |
Loans in default for more than 90 days *) |
334 |
413 |
386 |
| 73 |
84 |
79 |
- individual write-downs |
86 |
89 |
87 |
| 238 |
297 |
195 |
Net defaults |
248 |
324 |
299 |
| 24 % |
22 % |
29 % |
Provision rate |
26 % |
22 % |
23 % |
| |
|
|
Problem Loans |
|
|
|
| 146 |
128 |
189 |
Problem loans (not in default) |
206 |
146 |
157 |
| 76 |
56 |
84 |
- individual write-downs |
90 |
64 |
86 |
| 70 |
72 |
105 |
Net problem loans |
116 |
82 |
71 |
| 52 % |
44 % |
44 % |
Provision rate |
44 % |
44 % |
55 % |
| *) There are no defaults that relates to loans in the guarantee portfolio taken over from BN Bank per Q2. |
| Any default in this portfolio will not entail loss for SpareBank 1 SMN. |
