| Parent bank | Group | |||||
| 31 Dec 2013 | 31 Mar 2013 | 31 Mar 2014 | (NOKm) | 31 Mar 2014 | 31 Mar 2013 | 31 Dec 2013 |
| 129 | 129 | 150 | Individual write-downs to cover loss on loans at 01.01* | 173 | 144 | 144 |
| 12 | 3 | 3 | + Increased write-downs on provisions previously written down | 3 | 3 | 15 |
| 16 | 3 | 2 | - Reversal of provisions from previous periods | 2 | 4 | 18 |
| 59 | 18 | 15 | + Write-downs on provisions not previously written down | 16 | 19 | 71 |
| 34 | 18 | 10 | - Actual losses during the period for which provisions for individual impairment losses have been made previously | 16 | 21 | 40 |
| 150 | 128 | 156 | Specification of loss provisions at end of period | 173 | 143 | 173 |
| 73 | 18 | 11 | Actual losses | 19 | 21 | 85 |
| *) Individually assessed impairment write-downs on guarantees, totalling NOK 1m, are shown in the balance sheet as a liability under 'Other liabilities'. | ||||||