|31 Dec 2010||31 March 2010||31 March 2011||31 March 2011||31 March 2010||31 Dec 2010|
|193||193||186||Individual write-downs to cover loss on loans at 01.01||222||219||219|
|24||21||6||+Increase in provisions for individual impairment losses||6||26||34|
|21||8||14||- Reversal of provisions from previous periods||15||8||22|
|29||46||10||+Impairment losses have been made previously||11||50||38|
|39||15||5||- Actual losses during the period for which provisions for individual impairment losses have been made previously||6||19||46|
|186||237||182||Specification of loss provisions at end of period||217||267||222|
*) Individually assessed impairment write-downs on guarantees, totalling NOK 1m, are shown in the balance sheet as a liability under 'Other liabilities'.