Results from quarterly accounts

Group (NOKm)	4Q	3Q	2Q	1Q	4Q	3Q	2Q	1Q	4Q
	2018	2018	2018	2018	2017	2017	2017	2017	2016
Interest income	1,082	1,025	989	962	989	959	945	931	917
Interest expenses	438	414	408	394	400	389	413	398	413
Net interest	644	610	581	568	589	570	532	533	504
Commission income	343	344	361	339	372	360	349	308	300
Commission expenses	42	45	45	36	49	46	38	35	35
Other operating income	242	186	291	239	206	168	227	182	149
Commission income and other income	543	486	607	542	529	482	538	455	414
Dividends	2	0	4	2	0	1	3	1	1
Income from investment in related companies	130	105	102	79	147	126	94	71	74
Net return on financial investments	-37	77	195	99	108	108	35	66	153
Net return on financial investments	95	182	300	180	256	235	131	138	228
Total income	1,282	1,277	1,488	1,290	1,374	1,287	1,202	1,126	1,146
Staff costs	391	376	413	403	362	357	362	345	251
Other operating expenses	311	240	248	241	255	225	236	227	231
Total operating expenses	701	616	661	645	618	582	598	571	482
Result before losses	580	661	827	645	756	705	604	555	664
Loss on loans, guarantees etc.	67	69	78	48	78	88	86	89	99
Result before tax	513	592	748	596	678	617	518	466	565
Tax charge	104	119	156	131	122	118	111	99	102
Result investment held for sale, after tax	-8	6	150	1	-4	-0	3	-0	7
Net profit	401	480	743	466	553	500	409	367	470