4th quarter 2018

Post-tax profit of NOK 2,090m

• Pre-tax profit: NOK 2,450m (2,279m)
• Post-tax profit: NOK 2,090m (1,828m)
• Return on equity: 12.2 per cent (11.5 per cent)
• CET1 ratio: 14.6 per cent (14.6 per cent)
• Growth in lending: 7.8 per cent (8.2 per cent) and in deposits: 5.4 per cent (13.9 per cent)
• Share of lending to the retail market 67 per cent (66 per cent)
• Losses on loans and guarantees: NOK 263m (341m)
• Earnings per EC: NOK 9.97 (8.71). Book value per EC: NOK 83.87 (78.81), incl. dividend proposed for 2018

Fourth quarter 2018

• Pre-tax profit: NOK 513m (678m)
• Post-tax profit: NOK 401m (553m)
• Return on equity: 9.0 per cent (13.4 per cent)
• Losses on loans and guarantees: NOK 67m (78m)
• Earnings per EC: NOK 1.90 (2.63)