4th quarter 2018

Post-tax profit of NOK 2,090m

  • Pre-tax profit: NOK 2,450m (2,279m)
  • Post-tax profit: NOK 2,090m (1,828m)
  • Return on equity: 12.2 per cent (11.5 per cent)
  • CET1 ratio: 14.6 per cent (14.6 per cent)
  • Growth in lending: 7.8 per cent (8.2 per cent) and in deposits: 5.4 per cent (13.9 per cent)
  • Share of lending to the retail market 67 per cent (66 per cent)
  • Losses on loans and guarantees: NOK 263m (341m)
  • Earnings per EC: NOK 9.97 (8.71). Book value per EC: NOK 83.87 (78.81), incl. dividend proposed for 2018

Fourth quarter 2018

  • Pre-tax profit: NOK 513m (678m)
  • Post-tax profit: NOK 401m (553m)
  • Return on equity: 9.0 per cent (13.4 per cent)
  • Losses on loans and guarantees: NOK 67m (78m)
  • Earnings per EC: NOK 1.90 (2.63)
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