Note 6 - Losses on loans and guarantees
| Parent Bank | |||||||||
| 30 Sept 15 | 30 Sept 14 | 31 Dec 14 | |||||||
| Losses on loans and guarantees (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in individual impairment losses provisions for the period | 0 | 18 | 19 | -1 | 21 | 20 | -4 | 18 | 14 |
| + Change in collective impairment losses provisions for the period | - | 30 | 30 | - | - | - | - | - | - |
| + Actual loan losses on commitments for which provisions have been made | 6 | 51 | 57 | 9 | 18 | 27 | 10 | 41 | 51 |
| + Actual loan losses on commitments for which no provision has been made | 4 | 1 | 5 | 10 | 6 | 16 | 12 | 16 | 28 |
| - Recoveries on commitments previously written-off | 4 | 1 | 5 | 11 | 1 | 12 | 12 | -2 | 10 |
| Losses of the year on loans and guarantees | 6 | 100 | 106 | 7 | 44 | 51 | 6 | 77 | 83 |
| Group | |||||||||
| 30 Sept 15 | 30 Sept 14 | 31 Dec 14 | |||||||
| Losses on loans and guarantees (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in individual impairment losses provisions for the period | 0 | 19 | 19 | -4 | 13 | 9 | -9 | 8 | -1 |
| + Change in collective impairment losses provisions for the period | 1 | 30 | 31 | - | - | - | - | - | - |
| + Actual loan losses on commitments for which provisions have been made | 7 | 53 | 60 | 12 | 22 | 34 | 14 | 51 | 66 |
| + Actual loan losses on commitments for which no provision has been made | 7 | 3 | 10 | 13 | 12 | 25 | 15 | 20 | 35 |
| - Recoveries on commitments previously written-off | 6 | 2 | 8 | 12 | 1 | 12 | 13 | -2 | 11 |
| Losses of the year on loans and guarantees | 10 | 102 | 112 | 10 | 45 | 55 | 8 | 81 | 89 |
