Note 4 - Operating expenses

Parent bank   Group
31 Dec 2014 30 Sept 2014 30 Sept 2015 (NOKm) 30 Sept 2015 30 Sept 2014 31 Dec 2014
645 461 440 Personnel expenses 814 735 1,002
199 159 161 IT costs 193 177 223
21 15 13 Postage and transport of valuables 16 19 25
44 31 34 Marketing 65 59 81
40 29 31 Ordinary depreciation  79 80 109
119 88 90 Operating expenses, real properties 75 68 93
66 43 46 Purchased services 68 51 78
131 90 76 Other operating expense 106 122 178
1,265 916 890 Total other operating expenses 1,416 1,310 1,789
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