| Parent bank | Group | |||
| 31 Dec 2013 | 31 Dec 2014 | (NOKm) | 31 Dec 2014 | 31 Dec 2013 |
| 22 | 14 | Change in individual impairment losses provisions for the period | -1 | 29 |
| - | - | Change in collective impairment losses provisions for the period | - | - |
| 34 | 51 | Actual loan losses on commitments for which provisions have been made | 66 | 40 |
| 39 | 28 | Actual loan losses on commitments for which no provision has been made | 35 | 45 |
| -13 | -10 | Recoveries on commitments previously written-off | -11 | -14 |
| 82 | 83 | Losses of the year on loans and guarantees | 89 | 101 |