Note 4 - Operating expenses

 

Parent bank   Group
31 Dec 2013 30 Sept 2013 30 Sept 2014 (NOKm) 30 Sept 2014 30 Sept 2013 31 Dec 2013
  592   449 461 Personnel expenses 735 701   923
  187   134 159 IT costs 177 149   206
24   17 15 Postage and transport of valuables 19 21 29
38   27 31 Marketing 59 38 58
53   36 29 Ordinary depreciation  80 85   118
  120   93 88 Operating expenses, real properties 68 73   118
58   38 43 Purchased services 51 46 71
  125   93 90 Other operating expenses 122 143   199
1,197   886 916 Total other operating expenses 1,310   1,256 1,722
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