Parent bank | Group | ||||||||||
Second quarter | First half | First half | Second quarter | ||||||||
2023 | 2023 | 2024 | 2023 | 2024 | (NOKm) | Note | 2024 | 2023 | 2024 | 2023 | 2023 |
9,219 | 2,117 | 2,742 | 4,006 | 5,435 | Interest income effective interest method | 5,712 | 4,263 | 2,881 | 2,249 | 9,721 | |
1,647 | 407 | 447 | 776 | 901 | Other interest income | 897 | 773 | 444 | 406 | 1,642 | |
6,622 | 1,542 | 2,014 | 2,873 | 3,957 | Interest expenses | 3,963 | 2,876 | 2,016 | 1,544 | 6,631 | |
4,244 | 982 | 1,175 | 1,908 | 2,380 | Net interest | 10 | 2,646 | 2,160 | 1,310 | 1,110 | 4,732 |
1,117 | 292 | 336 | 573 | 634 | Commission income | 793 | 709 | 426 | 367 | 1,370 | |
114 | 28 | 27 | 54 | 59 | Commission expenses | 103 | 101 | 51 | 51 | 199 | |
73 | 19 | 17 | 35 | 29 | Other operating income | 580 | 494 | 323 | 245 | 913 | |
1,076 | 283 | 325 | 554 | 604 | Commission income and other income | 11 | 1,270 | 1,102 | 698 | 561 | 2,084 |
711 | 585 | 141 | 589 | 256 | Dividends | 9 | 20 | 6 | 18 | 26 | |
- | - | - | - | - | Income from investment in related companies | 3 | 342 | 209 | 148 | 85 | 297 |
364 | 3 | 1 | -78 | 24 | Net return on financial investments | 13 | 52 | -130 | -1 | -16 | 376 |
1,076 | 588 | 142 | 511 | 280 | Net return on financial investments | 404 | 99 | 153 | 86 | 699 | |
6,396 | 1,853 | 1,643 | 2,973 | 3,264 | Total income | 4,320 | 3,361 | 2,161 | 1,757 | 7,515 | |
849 | 181 | 233 | 370 | 485 | Staff costs | 967 | 781 | 484 | 383 | 1,691 | |
1,121 | 250 | 262 | 529 | 500 | Other operating expenses | 12 | 634 | 630 | 334 | 300 | 1,326 |
1,969 | 430 | 495 | 899 | 985 | Total operating expenses | 1,600 | 1,411 | 818 | 683 | 3,017 | |
4,426 | 1,423 | 1,148 | 2,074 | 2,280 | Result before losses | 2,720 | 1,950 | 1,343 | 1,074 | 4,498 | |
-72 | 4 | 40 | -73 | 61 | Loss on loans, guarantees etc. | 6, 7 | 70 | -42 | 47 | 29 | 14 |
4,498 | 1,419 | 1,108 | 2,147 | 2,219 | Result before tax | 3 | 2,649 | 1,991 | 1,296 | 1,045 | 4,484 |
820 | 129 | 235 | 305 | 477 | Tax charge | 549 | 365 | 276 | 159 | 904 | |
- | - | - | - | - | Result investment held for sale, after tax | 2, 3 | -2 | 74 | -5 | 37 | 108 |
3,678 | 1,290 | 873 | 1,843 | 1,742 | Net profit | 2,098 | 1,701 | 1,015 | 923 | 3,688 | |
122 | 25 | 26 | 58 | 66 | Attributable to additional Tier 1 Capital holders | 70 | 60 | 29 | 26 | 125 | |
2,376 | 809 | 566 | 1,141 | 1,120 | Attributable to Equity capital certificate holders | 1,318 | 1,049 | 639 | 575 | 2,331 | |
1,181 | 456 | 281 | 643 | 557 | Attributable to the saving bank reserve | 655 | 522 | 317 | 286 | 1,159 | |
- | - | - | - | - | Attributable to non-controlling interests | 54 | 70 | 30 | 36 | 74 | |
3,678 | 1,290 | 873 | 1,843 | 1,742 | Net profit | 2,098 | 1,701 | 1,015 | 923 | 3,688 | |
Profit/diluted profit per ECC | 19 | 9.14 | 7.82 | 4.43 | 4.21 | 16.88 |
Parent bank | Group | ||||||||||
Second quarter | First half | First half | Second quarter | ||||||||
2023 | 2023 | 2024 | 2023 | 2024 | (NOKm) | 2024 | 2023 | 2024 | 2023 | 2023 | |
3,678 | 1,290 | 873 | 1,843 | 1,742 | Net profit | 2,098 | 1,701 | 1,015 | 923 | 3,688 | |
Items that will not be reclassified to profit/loss | |||||||||||
-27 | - | - | - | - | Actuarial gains and losses pensions | - | - | - | - | -27 | |
7 | - | - | - | - | Tax | - | - | - | - | 7 | |
- | - | - | - | - | Share of other comprehensive income of associates and joint venture | 3 | 1 | 2 | 1 | 6 | |
-20 | - | - | - | - | Total | 3 | 1 | 2 | 1 | -14 | |
Items that will be reclassified to profit/loss | |||||||||||
- | - | - | - | - | Fair value change on financial assets through other comprehensive income | - | - | - | - | - | |
-5 | - | -3 | -1 | -2 | Value changes on loans measured at fair value | -2 | -1 | -3 | -7 | -5 | |
- | - | - | - | - | Share of other comprehensive income of associates and joint venture | -62 | -11 | -29 | 5 | -140 | |
- | - | - | - | - | Tax | - | - | - | - | - | |
-5 | - | -3 | -1 | -2 | Total | -65 | -12 | -32 | -1 | -145 | |
-25 | - | -3 | -1 | -2 | Net other comprehensive income | -62 | -11 | -30 | -1 | -158 | |
3,653 | 1,290 | 871 | 1,841 | 1,740 | Total comprehensive income | 2,036 | 1,690 | 985 | 922 | 3,530 | |
122 | 25 | 26 | 58 | 66 | Attributable to additional Tier 1 Capital holders | 70 | 60 | 29 | 26 | 125 | |
2,359 | 845 | 564 | 1,191 | 1,118 | Attributable to Equity capital certificate holders | 1,277 | 1,042 | 619 | 574 | 2,225 | |
1,173 | 420 | 280 | 592 | 556 | Attributable to the saving bank reserve | 635 | 518 | 308 | 286 | 1,106 | |
- | - | - | - | - | Attributable to non-controlling interests | 54 | 70 | 30 | 36 | 74 | |
3,653 | 1,290 | 871 | 1,841 | 1,740 | Total comprehensive Income | 2,036 | 1,690 | 985 | 922 | 3,530 |