Note 6 - Losses on loans and guarantees

  First half Second quarter  
  2024 2023 2024 2023 2023
Parent Bank (NOKm) RM CM Total RM CM Total RM CM Total RM CM Total RM CM Total
Change in provision for expected credit losses  21 33 54 12 -51 -39 11 22 33 7 41 48 4 -59 -55
Actual loan losses on commitments exceeding provisions made 2 11 13 8 7 15 0 9 9 3 0 4 11 146 157
Recoveries on commitments previously written-off -3 -4 -6 -26 -24 -50 -2 -1 -2 -24 -23 -48 -21 -153 -174
Losses for the period on loans and guarantees 21 40 61 -5 -68 -73 9 30 40 -14 18 4 -6 -66 -72
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  First half Second quarter  
  2024 2023 2024 2023 2023
Group (NOKm) RM CM Total RM CM Total RM CM Total RM CM Total RM CM Total
Change in provision for expected credit losses  16 34 50 15 -43 -27 10 23 34 7 48 56 1 -7 -6
Actual loan losses on commitments exceeding provisions made 2 11 13 42 15 56 -1 4 2 37 6 42 47 168 215
Recoveries on commitments previously written-off 2 6 7 -45 -26 -71 3 9 11 -43 -25 -69 -40 -155 -195
Losses for the period on loans and guarantees 20 51 70 12 -54 -42 12 35 47 1 28 29 8 6 14
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