| |
Parent bank |
|
Group |
|
| |
January - September |
|
January - September |
|
| 2023 |
2023 |
2024 |
(NOKm) |
2024 |
2023 |
2023 |
| -6,270 |
-5,239 |
-9,423 |
Decrease/(increase) loans to customers |
-9,834 |
-5,704 |
-6,834 |
| 8,263 |
5,720 |
7,671 |
Interest receipts from loans to customers |
8,146 |
6,117 |
8,805 |
| 4,331 |
3 |
430 |
Decrease/(increase) loans credit institutions |
637 |
311 |
4,517 |
| 856 |
608 |
767 |
Interest receipts from loans to credit institutions |
690 |
571 |
783 |
| 622 |
5,163 |
3,917 |
Increase/(decrease) deposits from customers |
3,968 |
5,213 |
738 |
| -3,632 |
-1,629 |
-2,470 |
Interest payment on deposits from customers |
-2,435 |
-1,609 |
-3,600 |
| -1,480 |
-1,775 |
-1,239 |
Increase/(decrease) debt to credit institutions |
-1,239 |
-1,775 |
-1,472 |
| -514 |
-361 |
-461 |
Interest payment on debt to credit institutions |
-461 |
-361 |
-514 |
| 5,881 |
2,089 |
-1,065 |
Increase/(decrease) in short term investments |
-968 |
3,314 |
5,881 |
| 1,288 |
949 |
1,176 |
Interest receipts from short term investments |
1,081 |
946 |
1,282 |
| 221 |
1,302 |
-527 |
Increase/(decrease) in derivatives |
-527 |
77 |
221 |
| -802 |
-758 |
-858 |
Interest receipts from derivatives |
-858 |
-758 |
-802 |
| 2,084 |
201 |
-465 |
Increase/(decrease) in other claims |
452 |
963 |
2,946 |
| -2,822 |
288 |
1,545 |
Increase/(decrease) in other debts |
564 |
-415 |
-3,936 |
| 8,026 |
6,561 |
-1,001 |
A) Net change in liquidity from operations |
-783 |
6,889 |
8,016 |
| |
|
|
|
|
|
|
| 35 |
35 |
- |
Increase of cash by merging |
- |
35 |
35 |
| -125 |
-98 |
-140 |
Gross investment buildings/operating assets |
-193 |
-155 |
-207 |
| 302 |
224 |
116 |
Dividends from subsidiaries |
- |
-0 |
-0 |
| -69 |
- |
-97 |
Payment of capital due to increase in shareholding in subsidiaries |
- |
- |
- |
| 391 |
391 |
- |
Dividends from associated companies and joint ventures |
204 |
391 |
391 |
| 123 |
34 |
43 |
Proceeds from sale of shares of associated companies and joint ventures |
42 |
30 |
142 |
| -190 |
-137 |
-319 |
Payment for purchase of shares of associated companies and joint ventures |
-319 |
-137 |
-198 |
| - |
3 |
- |
Proceeds from shares held for sale |
-85 |
0 |
163 |
| 18 |
14 |
25 |
Dividends from other businesses |
17 |
35 |
26 |
| 1,590 |
204 |
1,306 |
Reduction/sale of shares and ownership interests |
1,301 |
1,172 |
1,638 |
| -1,487 |
- |
-1,045 |
Increase/purchase of shares and ownership interests |
-1,067 |
-970 |
-1,509 |
| 589 |
672 |
-111 |
B) Net change in liquidity from investments |
-100 |
403 |
482 |
| |
|
|
|
|
|
|
| 5,280 |
5,152 |
7,231 |
Debt raised by issuance of covered bonds |
7,231 |
5,152 |
5,280 |
| -11,204 |
-10,134 |
-3,636 |
Repayment of issued covered bonds |
-3,636 |
-10,134 |
-11,204 |
| -1,207 |
-669 |
-840 |
Interest payment on covered bonds issued |
-840 |
-669 |
-1,207 |
| 750 |
750 |
900 |
Debt raised by issuance of subordinated debt |
902 |
750 |
826 |
| -750 |
-558 |
-261 |
Payments of issued subordinated debt |
-261 |
-563 |
-793 |
| -125 |
-87 |
-125 |
Interest payment on subordinated debt |
-129 |
-90 |
-128 |
| 2 |
3 |
1 |
Proceeds from sale or issue of treasury shares |
1 |
18 |
153 |
| -840 |
-840 |
-1,730 |
Dividends cleared |
-1,730 |
-840 |
-840 |
| - |
- |
204 |
Dividends paid to non-controlling interests |
-9 |
-65 |
-121 |
| -474 |
-474 |
-860 |
Disbused from gift fund |
-860 |
-474 |
-474 |
| 416 |
300 |
302 |
Additional Tier 1 Capital issued |
302 |
300 |
519 |
| -342 |
-576 |
- |
Repayment of Additional Tier 1 Capital |
-8 |
-576 |
-385 |
| -122 |
-84 |
-96 |
Interest payments Additional Tier 1 capital |
-103 |
-86 |
-125 |
| -8,615 |
-7,217 |
1,090 |
C) Net change in liquidity from financial activities |
860 |
-7,276 |
-8,498 |
| 1 |
16 |
-23 |
A) + B) + C) Net changes in cash and cash equivalents |
-23 |
16 |
1 |
| 1,171 |
1,171 |
1,172 |
Cash and cash equivalents at 1.1 |
1,172 |
1,171 |
1,171 |
| 1,172 |
1,187 |
1,149 |
Cash and cash equivalents at end of the year |
1,149 |
1,187 |
1,172 |
| 1 |
16 |
-23 |
Net changes in cash and cash equivalents |
-23 |
16 |
1 |
