Income statement
| Parent bank | Group | ||||||
| Jan - Mar | Jan - Mar | ||||||
| 2023 | 2023 | 2024 | (NOKm) | Note | 2024 | 2023 | 2023 |
| 9,219 | 1,889 | 2,693 | Interest income effective interest method | 2,831 | 2,014 | 9,721 | |
| 1,548 | 346 | 417 | Other interest income | 422 | 353 | 1,542 | |
| 6,622 | 1,331 | 1,943 | Interest expenses | 1,947 | 1,332 | 6,631 | |
| 4,144 | 903 | 1,168 | Net interest | 10 | 1,306 | 1,035 | 4,632 |
| 1,117 | 281 | 298 | Commission income | 367 | 341 | 1,370 | |
| 114 | 26 | 32 | Commission expenses | 51 | 50 | 199 | |
| 73 | 16 | 12 | Other operating income | 257 | 249 | 913 | |
| 1,076 | 271 | 279 | Commission income and other income | 11 | 572 | 541 | 2,084 |
| 711 | 4 | 115 | Dividends | 3 | 2 | 26 | |
| - | - | - | Income from investment in related companies | 3 | 194 | 125 | 297 |
| 464 | -57 | 60 | Net return on financial investments | 13 | 84 | -99 | 476 |
| 1,176 | -54 | 175 | Net return on financial investments | 281 | 28 | 799 | |
| 6,396 | 1,120 | 1,622 | Total income | 2,159 | 1,604 | 7,515 | |
| 849 | 189 | 252 | Staff costs | 482 | 398 | 1,691 | |
| 1,121 | 280 | 237 | Other operating expenses | 12 | 299 | 330 | 1,326 |
| 1,969 | 469 | 490 | Total operating expenses | 782 | 728 | 3,017 | |
| 4,426 | 651 | 1,132 | Result before losses | 1,377 | 875 | 4,498 | |
| -72 | -77 | 21 | Loss on loans, guarantees etc. | 6, 7 | 24 | -71 | 14 |
| 4,498 | 728 | 1,111 | Result before tax | 3 | 1,353 | 946 | 4,484 |
| 820 | 176 | 242 | Tax charge | 273 | 206 | 904 | |
| - | - | - | Result investment held for sale, after tax | 2, 3 | 3 | 38 | 108 |
| 3,678 | 552 | 869 | Net profit | 1,084 | 778 | 3,688 | |
| 122 | 39 | 39 | Attributable to additional Tier 1 Capital holders | 48 | 34 | 125 | |
| 2,376 | 328 | 554 | Attributable to Equity capital certificate holders | 675 | 455 | 2,331 | |
| 1,181 | 185 | 276 | Attributable to the saving bank reserve | 336 | 256 | 1,159 | |
| Attributable to non-controlling interests | 25 | 33 | 74 | ||||
| 3,678 | 552 | 869 | Net profit | 1,084 | 778 | 3,688 | |
| Profit/diluted profit per ECC | 19 | 4.68 | 3.51 | 16.88 | |||
Other comprehensive income
| Parent bank | Group | ||||||
| Jan - Mar | Jan - Mar | ||||||
| 2023 | 2023 | 2024 | (NOKm) | 2024 | 2023 | 2023 | |
| 3,678 | 552 | 869 | Net profit | 1,084 | 778 | 3,688 | |
| Items that will not be reclassified to profit/loss | |||||||
| -27 | - | - | Actuarial gains and losses pensions | - | - | -27 | |
| 7 | - | - | Tax | - | - | 7 | |
| - | - | - | Share of other comprehensive income of associates and joint venture | 1 | 1 | 6 | |
| -20 | - | - | Total | 1 | 1 | -14 | |
| Items that will be reclassified to profit/loss | |||||||
| -5 | 5 | 0 | Value changes on loans measured at fair value | 0 | 5 | -5 | |
| - | - | - | Share of other comprehensive income of associates and joint venture | -33 | -16 | -140 | |
| -5 | 5 | 0 | Total | -33 | -11 | -145 | |
| -25 | 5 | 0 | Net other comprehensive income | -32 | -10 | -158 | |
| 3,653 | 558 | 869 | Total comprehensive income | 1,051 | 768 | 3,530 | |
| 122 | 33 | 39 | Attributable to additional Tier 1 Capital holders | 48 | 34 | 125 | |
| 2,359 | 336 | 554 | Attributable to Equity capital certificate holders | 653 | 448 | 2,225 | |
| 1,173 | 189 | 276 | Attributable to the saving bank reserve | 325 | 253 | 1,106 | |
| Attributable to non-controlling interests | 25 | 33 | 74 | ||||
| 3,653 | 558 | 869 | Total comprehensive Income | 1,051 | 768 | 3,530 | |
