Note 12 - Operating expenses
| Parent bank | Group | |||||
| Jan - Mar | Jan - Mar | |||||
| 2023 | 2023 | 2024 | (NOKm) | 2024 | 2023 | 2023 |
| 304 | 92 | 91 | IT costs | 110 | 106 | 355 |
| 11 | 3 | 3 | Postage and transport of valuables | 4 | 4 | 14 |
| 59 | 17 | 20 | Marketing | 26 | 23 | 86 |
| 77 | 23 | 30 | Ordinary depreciation | 41 | 29 | 117 |
| 46 | 13 | 13 | Operating expenses, real properties | 13 | 16 | 55 |
| 188 | 43 | 60 | Purchased services | 74 | 53 | 217 |
| 156 | 90 | 21 | Other operating expense *) | 32 | 99 | 195 |
| 841 | 280 | 237 | Total other operating expenses | 299 | 330 | 1,038 |
*) In the first quarter of 2024, a cost reduction of NOK 30 million has been made under other operating expense after payment of an insurance settlement in connection with the embezzlement case. In the first quarter of 2023, an operational loss of NOK 51 million, relating to the same case, has been expensed under other operating expense.
