| Group (NOKm) |
3Q |
2Q |
1Q |
4Q |
3Q |
2Q |
1Q |
4Q |
3Q |
| |
2024 |
2024 |
2024 |
2023 |
2023 |
2023 |
2023 |
2022 |
2022 |
| Interest income effective interest method |
3,469 |
3,326 |
3,283 |
3,297 |
3,029 |
2,654 |
2,382 |
2,141 |
1,602 |
| Interest expenses |
2,114 |
2,016 |
1,947 |
1,951 |
1,803 |
1,544 |
1,332 |
1,175 |
791 |
| Net interest |
1,355 |
1,310 |
1,336 |
1,345 |
1,226 |
1,110 |
1,050 |
966 |
811 |
| Commission income |
407 |
426 |
367 |
325 |
336 |
367 |
341 |
340 |
370 |
| Commission expenses |
68 |
51 |
51 |
40 |
58 |
51 |
50 |
45 |
52 |
| Other operating income |
214 |
305 |
264 |
213 |
206 |
245 |
249 |
178 |
173 |
| Commission income and other income |
553 |
680 |
579 |
498 |
484 |
561 |
541 |
473 |
491 |
| Dividends |
8 |
6 |
3 |
-10 |
16 |
18 |
2 |
19 |
8 |
| Income from investment in related companies |
685 |
148 |
194 |
90 |
-2 |
85 |
125 |
195 |
108 |
| Net return on financial investments |
-22 |
-1 |
54 |
458 |
48 |
-16 |
-114 |
-57 |
-27 |
| Net return on financial investments |
670 |
153 |
251 |
538 |
62 |
86 |
13 |
158 |
89 |
| Total income |
2,578 |
2,143 |
2,166 |
2,382 |
1,772 |
1,757 |
1,604 |
1,597 |
1,391 |
| Staff costs |
498 |
484 |
482 |
476 |
435 |
383 |
398 |
333 |
348 |
| Other operating expenses |
312 |
316 |
306 |
390 |
306 |
300 |
330 |
314 |
235 |
| Total operating expenses |
810 |
801 |
789 |
866 |
741 |
683 |
728 |
646 |
583 |
| Result before losses |
1,769 |
1,343 |
1,377 |
1,517 |
1,032 |
1,074 |
875 |
951 |
808 |
| Loss on loans, guarantees etc. |
75 |
47 |
24 |
20 |
35 |
29 |
-71 |
19 |
22 |
| Result before tax |
1,693 |
1,296 |
1,353 |
1,496 |
996 |
1,045 |
946 |
932 |
785 |
| Tax charge |
252 |
276 |
273 |
262 |
278 |
159 |
206 |
210 |
179 |
| Result investment held for sale, after tax |
0 |
-5 |
3 |
12 |
22 |
37 |
38 |
46 |
10 |
| Net profit |
1,441 |
1,015 |
1,084 |
1,247 |
740 |
923 |
778 |
768 |
617 |
