Change in equity
| Parent Bank | Issued equity | Earned equity | |||||||||
| (NOKm) | EC capital | Premium fund | Owner-less capital | Equali-sation fund | Dividend and gifts | Un-realised gains reserve | Other equity | Additional Tier 1 Capital | Total equity | ||
| Equity at 1 January 2023 | 2,597 | 895 | 6,408 | 7,877 | 1,314 | 70 | 0 | 1,726 | 20,887 | ||
| Net profit | - | - | 299 | 602 | 2,591 | 37 | 27 | 122 | 3,678 | ||
| Other comprehensive income | |||||||||||
| Financial assets through OCI | - | - | - | - | - | - | -5 | - | -5 | ||
| Actuarial gains (losses), pensions | - | - | - | - | - | - | -20 | - | -20 | ||
| Other comprehensive income | - | - | - | - | - | - | -25 | - | -25 | ||
| Total comprehensive income | - | - | 299 | 602 | 2,591 | 37 | 3 | 122 | 3,653 | ||
| Transactions with owners | |||||||||||
| Dividend declared for 2022 | - | - | - | - | -840 | - | - | - | -840 | ||
| To be disbursed from gift fund | - | - | - | - | -474 | - | - | - | -474 | ||
| Additional Tier 1 Capital | - | - | - | - | - | - | - | 416 | 416 | ||
| Buyback additional Tier 1 Capital issued | - | - | - | - | - | - | - | -342 | -342 | ||
| Interest payments additional Tier 1 capital | - | - | - | - | - | - | - | -122 | -122 | ||
| Purchase and sale of own ECCs | -0 | - | - | 3 | - | - | - | - | 2 | ||
| Merging with SpareBank 1 Søre Sunnmøre | 288 | 1,526 | 158 | - | - | - | - | - | 1,972 | ||
| Direct recognitions in equity | - | - | - | - | - | - | -3 | - | -3 | ||
| Total transactions with owners | 287 | 1,526 | 158 | 3 | -1,314 | - | -3 | -48 | 610 | ||
| Equity at 31 December 2023 | 2,884 | 2,422 | 6,865 | 8,482 | 2,591 | 106 | 0 | 1,800 | 25,150 | ||
| Equity at 1 January 2024 | 2,884 | 2,422 | 6,865 | 8,482 | 2,591 | 106 | 0 | 1,800 | 25,150 | ||
| Net profit | - | - | - | - | - | - | 2,538 | - | 2,538 | ||
| Other comprehensive income | - | - | - | - | - | - | - | - | - | ||
| Value changes on loans measured at fair value | - | - | - | - | - | - | -4 | - | -4 | ||
| Actuarial gains (losses), pensions | - | - | - | - | - | - | - | - | - | ||
| Other comprehensive income | - | - | - | - | - | - | -4 | - | -4 | ||
| Total comprehensive income | - | - | - | - | - | - | 2,534 | - | 2,534 | ||
| Transactions with owners | |||||||||||
| Dividend declared for 2023 | - | - | - | - | -1,730 | - | - | - | -1,730 | ||
| To be disbursed from gift fund | - | - | - | - | -860 | - | - | - | -860 | ||
| Additional Tier 1 Capital | - | - | - | - | - | - | - | 450 | 450 | ||
| Buyback Additional Tier 1 Capital issued | - | - | - | - | - | - | - | -148 | - | ||
| Interest payments additional Tier 1 capital | - | - | - | - | - | - | - | -96 | -96 | ||
| Purchase and sale of own ECCs | 0 | - | - | 1 | - | - | - | - | 1 | ||
| Direct recognitions in equity | - | - | - | - | - | - | 1 | - | 1 | ||
| Total transactions with owners | 0 | - | - | 1 | -2,591 | - | 1 | 206 | -2,383 | ||
| Equity at 30 September 2024 | 2,884 | 2,422 | 6,865 | 8,482 | - | 106 | 2,535 | 2,006 | 25,301 | ||
| Attributable to parent company equity holders | |||||||||||
| Group | Issued equity | Earned equity | |||||||||
| (NOKm) | EC capital | Premium fund | Owner-less capital | Equali-sation fund | Dividend and gifts | Un-realised gains reserve | Other equity | Additional Tier 1 Capital | NCI | Total equity | |
| Equity at 1 January 2023 | 2,586 | 895 | 6,408 | 7,828 | 1,314 | 70 | 2,940 | 1,769 | 997 | 24,807 | |
| Net Profit | - | - | 299 | 602 | 2,591 | 37 | -40 | 125 | 74 | 3,688 | |
| Other comprehensive income | - | - | - | - | - | - | - | - | - | - | |
| Share of other comprehensive income of associates and joint ventures | - | - | - | - | - | - | -133 | - | - | -133 | |
| Value changes on loans measured at fair value | - | - | - | - | - | - | -5 | - | - | -5 | |
| Actuarial gains (losses), pensions | - | - | - | - | - | - | -20 | - | - | -20 | |
| Other comprehensive income | - | - | - | - | - | - | -158 | - | - | -158 | |
| Total comprehensive income | - | - | 299 | 602 | 2,591 | 37 | -198 | 125 | 74 | 3,530 | |
| Transactions with owners | |||||||||||
| Dividend declared for 2022 | - | - | - | - | -840 | - | - | - | - | -840 | |
| To be disbursed from gift fund | - | - | - | - | -474 | - | - | - | - | -474 | |
| Additional Tier 1 Capital issued | - | - | - | - | - | - | - | 519 | - | 519 | |
| Buyback Additional Tier 1 Capital issued | - | - | - | - | - | - | - | -385 | - | -385 | |
| Interest payments additional Tier 1 capital | - | - | - | - | - | - | - | -125 | - | -125 | |
| Purchase and sale of own ECCs | -0 | - | - | 3 | - | - | - | - | - | 2 | |
| Own ECC held by SB1 Markets 1) | 11 | - | - | 49 | - | - | 10 | - | - | 70 | |
| Merging with SpareBank 1 Søre Sunnmøre | 288 | 1,526 | 158 | - | - | - | - | - | -93 | 1,879 | |
| SB1 Markets from subsidiary to associated company | - | - | - | - | - | - | 110 | - | - | 110 | |
| Direct recognitions in equity | - | - | - | - | - | - | -16 | - | - | -16 | |
| Share of other transactions from associates and joint ventures | - | - | - | - | - | - | -169 | - | - | -169 | |
| Change in non-controlling interests | - | - | - | - | - | - | - | - | -312 | -312 | |
| Total transactions with owners | 298 | 1,526 | 158 | 52 | -1,314 | - | -65 | 10 | -405 | 260 | |
| Equity at 31 December 2023 | 2,884 | 2,422 | 6,865 | 8,482 | 2,591 | 106 | 2,677 | 1,903 | 666 | 28,597 | |
| 1) Holding of own equity certificates as part of SpareBank 1 Markets' trading activity. | |||||||||||
| Attributable to parent company equity holders | |||||||||||
| Group | Issued equity | Earned equity | |||||||||
| (NOKm) | EC capital | Premium fund | Owner-less capital | Equali-sation fund | Dividend and gifts | Un-realised gains reserve | Other equity | Additional Tier 1 Capital | NCI | Total equity | |
| Equity at 1 January 2024 | 2,884 | 2,422 | 6,865 | 8,482 | 2,591 | 106 | 2,677 | 1,903 | 666 | 28,597 | |
| Net profit | - | - | - | - | - | - | 3,463 | - | 76 | 3,540 | |
| Other comprehensive income | - | - | - | - | - | - | - | - | - | - | |
| Share of other comprehensive income of associates and joint ventures | - | - | - | - | - | - | -99 | - | - | -99 | |
| Value changes on loans measured at fair value | - | - | - | - | - | - | -4 | - | - | -4 | |
| Actuarial gains (losses), pensions | - | - | - | - | - | - | - | - | - | - | |
| Other comprehensive income | - | - | - | - | - | - | -103 | - | - | -103 | |
| Total comprehensive income | - | - | - | - | - | - | 3,360 | - | 76 | 3,437 | |
| Transactions with owners | |||||||||||
| Dividend declared for 2023 | - | - | - | - | -1,730 | - | - | - | - | -1,730 | |
| To be disbursed from gift fund | - | - | - | - | -860 | - | - | - | - | -860 | |
| Additional Tier 1 capital issued | - | - | - | - | - | - | - | 450 | - | 450 | |
| Buyback additional Tier 1 Capital issued | - | - | - | - | - | - | - | -156 | - | -156 | |
| Interest payments additional Tier 1 capital | - | - | - | - | - | - | - | -103 | - | -103 | |
| Purchase and sale of own ECCs | 0 | - | - | 1 | - | - | - | - | - | 1 | |
| Direct recognitions in equity | - | - | - | - | - | - | -0 | - | - | -0 | |
| Other transactions from associates and joint ventures | - | - | - | - | - | - | -5 | - | - | -5 | |
| Change in non-controlling interests | - | - | - | - | - | - | - | - | 45 | 45 | |
| Total transactions with owners | 0 | - | - | 1 | -2,591 | - | -6 | 192 | 45 | -2,359 | |
| Equity at 30 September 2024 | 2,884 | 2,422 | 6,865 | 8,482 | - | 106 | 6,032 | 2,095 | 788 | 29,674 | |
