Parent bank | Group | ||||||||||
Third quarter | January - September | January - September | Third quarter | ||||||||
2023 | 2023 | 2024 | 2023 | 2024 | (NOKm) | Note | 2024 | 2023 | 2024 | 2023 | 2023 |
9,219 | 2,484 | 2,859 | 6,490 | 8,295 | Interest income effective interest method | 8,712 | 6,873 | 3,000 | 2,610 | 9,721 | |
1,647 | 420 | 471 | 1,196 | 1,372 | Other interest income | 1,366 | 1,192 | 469 | 419 | 1,642 | |
6,622 | 1,801 | 2,111 | 4,674 | 6,068 | Interest expenses | 6,077 | 4,679 | 2,114 | 1,803 | 6,631 | |
4,244 | 1,104 | 1,219 | 3,012 | 3,599 | Net interest | 10 | 4,001 | 3,386 | 1,355 | 1,226 | 4,732 |
1,121 | 275 | 335 | 849 | 970 | Commission income | 1,200 | 1,048 | 407 | 338 | 1,374 | |
114 | 34 | 44 | 88 | 103 | Commission expenses | 171 | 159 | 68 | 58 | 199 | |
69 | 18 | 16 | 52 | 51 | Other operating income | 783 | 697 | 214 | 204 | 910 | |
1,076 | 259 | 306 | 813 | 917 | Commission income and other income | 11 | 1,812 | 1,586 | 553 | 484 | 2,085 |
711 | 41 | 89 | 630 | 345 | Dividends | 17 | 35 | 8 | 16 | 26 | |
- | - | - | - | - | Income from investment in related companies | 3 | 1,027 | 207 | 685 | -2 | 297 |
364 | 28 | -8 | -49 | 17 | Net return on financial investments | 13 | 30 | -82 | -22 | 48 | 376 |
1,076 | 69 | 81 | 580 | 362 | Net return on financial investments | 1,074 | 161 | 670 | 62 | 699 | |
6,396 | 1,432 | 1,607 | 4,405 | 4,878 | Total income | 6,887 | 5,133 | 2,578 | 1,772 | 7,516 | |
849 | 220 | 260 | 590 | 745 | Staff costs | 1,465 | 1,215 | 498 | 435 | 1,691 | |
1,121 | 255 | 254 | 784 | 760 | Other operating expenses | 12 | 934 | 936 | 312 | 306 | 1,327 |
1,970 | 475 | 513 | 1,375 | 1,505 | Total operating expenses | 2,399 | 2,152 | 810 | 741 | 3,018 | |
4,426 | 957 | 1,093 | 3,030 | 3,373 | Result before losses | 4,488 | 2,981 | 1,769 | 1,032 | 4,498 | |
-72 | 29 | 63 | -45 | 124 | Loss on loans, guarantees etc. | 6, 7 | 146 | -6 | 75 | 35 | 14 |
4,498 | 928 | 1,030 | 3,075 | 3,249 | Result before tax | 3 | 4,342 | 2,988 | 1,693 | 996 | 4,484 |
820 | 287 | 234 | 592 | 710 | Tax charge | 801 | 642 | 252 | 278 | 904 | |
- | - | - | - | - | Result investment held for sale, after tax | 2, 3 | -2 | 96 | 0 | 22 | 108 |
3,678 | 641 | 796 | 2,483 | 2,538 | Net profit | 3,540 | 2,441 | 1,441 | 740 | 3,688 | |
122 | 26 | 30 | 84 | 96 | Attributable to additional Tier 1 Capital holders | 103 | 86 | 32 | 27 | 125 | |
2,376 | 411 | 512 | 1,603 | 1,631 | Attributable to Equity capital certificate holders | 2,245 | 1,521 | 926 | 471 | 2,331 | |
1,181 | 204 | 254 | 797 | 811 | Attributable to the saving bank reserve | 1,116 | 756 | 460 | 234 | 1,159 | |
Attributable to non-controlling interests | 76 | 78 | 22 | 8 | 74 | ||||||
3,678 | 641 | 796 | 2,483 | 2,538 | Net profit | 3,540 | 2,441 | 1,441 | 740 | 3,688 | |
Profit/diluted profit per ECC | 19 | 15.57 | 11.14 | 6.42 | 3.28 | 16.88 |
Parent bank | Group | ||||||||||
Third quarter | January - September | January - September | Third quarter | ||||||||
2023 | 2023 | 2024 | 2023 | 2024 | (NOKm) | 2024 | 2023 | 2024 | 2023 | 2023 | |
3,678 | 641 | 796 | 2,483 | 2,538 | Net profit | 3,540 | 2,441 | 1,441 | 740 | 3,688 | |
Items that will not be reclassified to profit/loss | |||||||||||
-27 | - | - | - | - | Actuarial gains and losses pensions | - | - | - | - | -27 | |
7 | - | - | - | - | Tax | - | - | - | - | 7 | |
- | - | - | - | - | Share of other comprehensive income of associates and joint venture | 3 | 1 | 1 | 1 | 6 | |
-20 | - | - | - | - | Total | 3 | 1 | 1 | 1 | -14 | |
Items that will be reclassified to profit/loss | |||||||||||
- | - | - | - | - | Fair value change on financial assets through other comprehensive income | - | - | - | - | - | |
-5 | 9 | -1 | 7 | -4 | Value changes on loans measured at fair value | -4 | -1 | -1 | 9 | -5 | |
- | - | - | - | - | Share of other comprehensive income of associates and joint venture | -103 | -48 | -40 | -37 | -140 | |
- | - | - | - | - | Tax | - | - | - | - | - | |
-5 | 9 | -1 | 7 | -4 | Total | -107 | -41 | -42 | -28 | -145 | |
-25 | 9 | -1 | 7 | -4 | Net other comprehensive income | -103 | -40 | -41 | -28 | -158 | |
3,653 | 650 | 795 | 2,491 | 2,534 | Total comprehensive income | 3,437 | 2,402 | 1,400 | 713 | 3,530 | |
122 | 26 | 30 | 84 | 96 | Attributable to additional Tier 1 Capital holders | 103 | 86 | 32 | 27 | 125 | |
2,359 | 417 | 511 | 1,608 | 1,629 | Attributable to Equity capital certificate holders | 2,176 | 1,495 | 899 | 453 | 2,225 | |
1,173 | 207 | 254 | 799 | 810 | Attributable to the saving bank reserve | 1,081 | 743 | 447 | 225 | 1,106 | |
Attributable to non-controlling interests | 76 | 78 | 22 | 8 | 74 | ||||||
3,653 | 650 | 795 | 2,491 | 2,534 | Total comprehensive Income | 3,437 | 2,402 | 1,400 | 713 | 3,530 |