Note 7 - Losses
| Parent Bank | ||||||
| 31 Dec 2017 | 31 Dec 2016 | |||||
| Individual write-downs (NOKm) | RM | CM | Total | RM | CM | Total |
| Individual write-downs to cover loss on loans and guarantees at 1.1*) | 24 | 602 | 625 | 28 | 148 | 176 |
| - Actual losses during the period for which provisions for individual impairment losses have been made previously | 8 | 146 | 155 | 8 | 34 | 42 |
| - Reversal of provisions from previous periods | 4 | 8 | 13 | 3 | 36 | 39 |
| + Increased write-downs on provisions previously written down | 0 | 191 | 191 | 2 | 6 | 8 |
| + Write-downs on provisions not previously written down | 6 | 100 | 106 | 4 | 518 | 523 |
| Individual write-downs to cover loss on loans and guarantees at period end | 18 | 738 | 755 | 24 | 602 | 625 |
| *) Individually assessed impairment write-downs on guarantees, totalling NOK 4.2m, are shown in the balance sheet as a liability under 'Other liabilities' | ||||||
| 31 Dec 2017 | 31 Dec 2016 | |||||
| Collective write-downs (NOKm) | RM | CM | Total | RM | CM | Total |
| Collective write-downs to cover loss on loans, guarantees at 1.1 | 90 | 228 | 318 | 90 | 268 | 358 |
| Period's collective write-downs to cover loss on loans, guarantees etc | - | 5 | 5 | - | -40 | -40 |
| Collective write-downs to cover loss on loans and guarantees at period end | 90 | 233 | 323 | 90 | 228 | 318 |
| Group | ||||||
| 31 Dec 2017 | 31 Dec 2016 | |||||
| Individual write-downs (NOKm) | RM | CM | Total | RM | CM | Total |
| Individual write-downs to cover loss on loans and guarantees at 1.1*) | 27 | 611 | 638 | 31 | 153 | 184 |
| - Actual losses during the period for which provisions for individual impairment losses have been made previously | 9 | 147 | 157 | 8 | 36 | 44 |
| - Reversal of provisions from previous periods | 5 | 9 | 14 | 3 | 36 | 39 |
| + Increased write-downs on provisions previously written down | 0 | 191 | 191 | 2 | 6 | 8 |
| + Write-downs on provisions not previously written down | 7 | 104 | 111 | 4 | 523 | 528 |
| Individual write-downs to cover loss on loans and guarantees at period end | 20 | 750 | 769 | 27 | 611 | 638 |
| *) Individually assessed impairment write-downs on guarantees, totalling NOK 4.2m, are shown in the balance sheet as a liability under 'Other liabilities' | ||||||
| 31 Dec 2017 | 31 Dec 2016 | |||||
| Collective write-downs (NOKm) | RM | CM | Total | RM | CM | Total |
| Collective write-downs to cover loss on loans, guarantees at 1.1 | 100 | 239 | 339 | 96 | 281 | 376 |
| Period's collective write-downs to cover loss on loans, guarantees etc | 5 | 4 | 9 | 4 | -42 | -38 |
| Collective write-downs to cover loss on loans and guarantees at period end | 104 | 243 | 347 | 100 | 239 | 339 |
