Note 6 - Losses on loans and guarantees

Parent Bank	First half
	2017			2016			2016
Losses on loans and guarantees (NOKm)	RM	CM	Total	RM	CM	Total	RM	CM	Total
Change in individual impairment losses provisions for the period	-4	-17	-20	-0	229	229	0	449	450
+ Change in collective impairment losses provisions for the period	-	10	10	-	40	40	-	-40	-40
+ Actual loan losses on commitments for which provisions have been made	5	165	170	6	4	9	8	34	42
+ Actual loan losses on commitments for which no provision has been made	2	7	9	3	2	5	10	49	59
- Recoveries on commitments previously written-off	-2	-0	-2	-1	-1	-2	-6	-3	-8
Losses of the year on loans and guarantees	1	166	167	7	274	281	13	490	502

Group	First half
	2017			2016			2016
Losses on loans and guarantees (NOKm)	RM	CM	Total	RM	CM	Total	RM	CM	Total
Change in individual impairment losses provisions for the period	-4	-14	-18	-0	231	230	0	454	454
+ Change in collective impairment losses provisions for the period	2	10	12	2	39	42	4	-42	-38
+ Actual loan losses on commitments for which provisions have been made	5	165	170	6	4	10	8	36	44
+ Actual loan losses on commitments for which no provision has been made	5	8	13	6	2	8	14	50	64
- Recoveries on commitments previously written-off	-2	-0	-2	-1	-1	-2	-6	-3	-9
Losses of the year on loans and guarantees	7	168	175	12	275	287	21	495	516