Note 7 - Losses
| Parent Bank | |||||||||
| 31 Mar 2017 | 31 Mar 2016 | 2016 | |||||||
| Individual write-downs (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Individual write-downs to cover loss on loans and guarantees at 1.1 | 28 | 597 | 625 | 28 | 148 | 176 | 28 | 148 | 176 |
| - Actual losses during the period for which provisions for individual impairment losses have been made previously | 2 | 146 | 148 | 4 | 0 | 4 | 8 | 34 | 42 |
| - Reversal of provisions from previous periods | 2 | 6 | 8 | 2 | 3 | 5 | 3 | 36 | 39 |
| + Increased write-downs on provisions previously written down | 0 | 79 | 79 | 7 | 4 | 11 | 2 | 6 | 8 |
| + Write-downs on provisions not previously written down | -2 | 10 | 8 | 4 | 8 | 12 | 4 | 518 | 523 |
| Individual write-downs to cover loss on loans and guarantees at period end *) | 23 | 534 | 557 | 34 | 157 | 190 | 24 | 602 | 625 |
| *) Individually assessed impairment write-downs on guarantees, totalling NOK 6.2m, are shown in the balance sheet as a liability under 'Other liabilities' | |||||||||
| 31 Mar 2017 | 31 Mar 2016 | 2016 | |||||||
| Collective write-downs (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Collective write-downs to cover loss on loans, guarantees at 1.1 | 90 | 228 | 318 | 90 | 268 | 358 | 90 | 268 | 358 |
| Period's collective write-downs to cover loss on loans, guarantees etc | - | 10 | 10 | - | 150 | 150 | - | -40 | -40 |
| Collective write-downs to cover loss on loans and guarantees at period end | 90 | 238 | 328 | 90 | 418 | 508 | 90 | 228 | 318 |
| Group | |||||||||
| 31 Mar 2017 | 31 Mar 2016 | 2016 | |||||||
| Individual write-downs (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Individual write-downs to cover loss on loans and guarantees at 1.1 | 31 | 607 | 638 | 31 | 153 | 184 | 31 | 153 | 184 |
| - Actual losses during the period for which provisions for individual impairment losses have been made previously | 2 | 146 | 148 | 4 | 0 | 4 | 8 | 36 | 44 |
| - Reversal of provisions from previous periods | 2 | 6 | 8 | 2 | 3 | 5 | 3 | 36 | 39 |
| + Increased write-downs on provisions previously written down | 0 | 79 | 79 | 7 | 4 | 11 | 2 | 6 | 8 |
| + Write-downs on provisions not previously written down | -2 | 10 | 8 | 5 | 9 | 14 | 4 | 523 | 528 |
| Individual write-downs to cover loss on loans and guarantees at period end *) | 26 | 544 | 570 | 37 | 163 | 200 | 27 | 611 | 638 |
| *) Individually assessed impairment write-downs on guarantees, totalling NOK 6.2m, are shown in the balance sheet as a liability under 'Other liabilities' | |||||||||
| 31 Mar 2017 | 31 Mar 2016 | 2016 | |||||||
| Collective write-downs (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Collective write-downs to cover loss on loans, guarantees at 1.1 | 100 | 239 | 339 | 96 | 281 | 376 | 96 | 281 | 376 |
| Period's collective write-downs to cover loss on loans, guarantees etc | 1 | 10 | 11 | 0 | 150 | 150 | 4 | -42 | -38 |
| Collective write-downs to cover loss on loans and guarantees at period end | 100 | 249 | 349 | 96 | 431 | 527 | 100 | 239 | 339 |
