| Parent bank | Group | |||
| 31 Dec 2012 | 31 Dec 2013 | (NOKm) | 31 Dec 2013 | 31 Dec 2012 |
| -22 | 22 | Change in individual impairment losses provisions for the period | 29 | -28 |
| 5 | - | Change in collective impairment losses provisions for the period | - | 5 |
| 51 | 34 | Actual loan losses on commitments for which provisions have been made | 40 | 63 |
| 54 | 39 | Actual loan losses on commitments for which no provision has been made | 45 | 57 |
| -37 | -13 | Recoveries on commitments previously written-off | -14 | -38 |
| 51 | 82 | Losses of the year on loans and guarantees | 101 | 58 |