| (NOK million) | 31 Dec 2013 | 31 Dec 2012 |
| ECC capital | 2,597 | 2,597 |
| Dividend equalisation reserve | 2,496 | 1,889 |
| Premium reserve | 895 | 895 |
| Unrealised gains reserve | 126 | 69 |
| A. The equity capital certificate owners' capital | 6,114 | 5,449 |
| Ownerless capital | 3,276 | 2,944 |
| Unrealised gains reserve | 69 | 38 |
| B. The saving bank reserve | 3,345 | 2,982 |
| To be disbursed from gift fund | 124 | 30 |
| Dividend declared | 227 | 195 |
| Equity ex. profit | 9,811 | 8,656 |
| Equity capital certificate ratio A/(A+B) | 64.64 % | 64.64 % |
| Equity capital certificate ratio for distribution | 64.64 % | 63.33 % |