| Parent bank |
|
Group |
| 31 Dec 2012 |
31 Dec 2013 |
(NOKm) |
31 Dec 2013 |
31 Dec 2012 |
| 151 |
129 |
Individual write-downs to cover loss on loans at 01.01* |
144 |
172 |
| 4 |
12 |
+ Increased write-downs on provisions previously written down |
15 |
4 |
| 13 |
16 |
- Reversal of provisions from previous periods |
18 |
13 |
| 37 |
59 |
+ Write-downs on provisions not previously written down |
71 |
43 |
| 51 |
34 |
- Actual losses during the period for which provisions for individual impairment losses have been made previously |
40 |
63 |
| 129 |
150 |
Specification of loss provisions at end of period |
173 |
144 |
| 104 |
73 |
Actual losses |
85 |
119 |
| *) Individually assessed impairment write-downs on guarantees, totalling NOK 1m, are shown in the balance sheet as a liability under 'Other liabilities'. |
