Note 6 - Losses on loans and guarantees
| January - September | Third quarter | |||||||||||
| 2024 | 2023 | 2024 | 2023 | |||||||||
| Parent Bank (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in provision for expected credit losses | 36 | 67 | 103 | 11 | -25 | -14 | 15 | 34 | 49 | -1 | 26 | 25 |
| Actual loan losses on commitments exceeding provisions made | 3 | 28 | 31 | 11 | 11 | 22 | 1 | 17 | 18 | 3 | 4 | 7 |
| Recoveries on commitments previously written-off | -4 | -6 | -9 | -26 | -27 | -53 | -1 | -2 | -3 | -0 | -3 | -3 |
| Losses for the period on loans and guarantees | 35 | 89 | 124 | -4 | -41 | -45 | 14 | 49 | 63 | 1 | 27 | 29 |
| January - September | Third quarter | |||||||||||
| 2024 | 2023 | 2024 | 2023 | |||||||||
| Group (NOKm) | RM | CM | Total | RM | CM | Total | RM | CM | Total | RM | CM | Total |
| Change in provision for expected credit losses | 32 | 73 | 106 | 15 | -18 | -3 | 17 | 39 | 56 | -0 | 25 | 25 |
| Actual loan losses on commitments exceeding provisions made | 3 | 28 | 31 | 45 | 24 | 70 | 1 | 17 | 18 | 4 | 10 | 13 |
| Recoveries on commitments previously written-off | 1 | 8 | 9 | -45 | -29 | -74 | -0 | 2 | 2 | -0 | -3 | -3 |
| Losses for the period on loans and guarantees | 37 | 109 | 146 | 16 | -22 | -6 | 17 | 58 | 75 | 4 | 31 | 35 |
