| Parent bank |
|
Group |
| 2012 |
30 Sep 2012 |
30 Sep 2013 |
(NOKm) |
30 Sep 2013 |
30 Sep 2012 |
2012 |
| |
|
|
Total defaults |
|
|
|
| 298 |
351 |
322 |
Loans in default for more than 90 days *) |
391 |
398 |
374 |
| 72 |
80 |
66 |
- individual write-downs |
79 |
86 |
83 |
| 226 |
271 |
256 |
Net defaults |
312 |
312 |
291 |
| 24 % |
23 % |
21 % |
Provision rate |
20 % |
22 % |
22 % |
| |
|
|
Problem Loans |
|
|
|
| 119 |
136 |
193 |
Problem loans (not in default) |
209 |
163 |
143 |
| 57 |
57 |
84 |
- individual write-downs |
89 |
62 |
62 |
| 63 |
78 |
109 |
Net problem loans |
119 |
101 |
81 |
| 48 % |
42 % |
43 % |
Provision rate |
43 % |
38 % |
43 % |
| *) There are no defaults that relates to loans in the guarantee portfolio taken over from BN Bank ASA. |
| Any default in this portfolio will not entail loss for SpareBank 1 SMN. |
