| Parent bank | Group | |||||
| 2012 | 30 Sep 2012 | 30 Sep 2013 | (NOKm) | 30 Sep 2013 | 30 Sep 2012 | 2012 | 
| 151 | 151 | 129 | Individual write-downs to cover loss on loans at 01.01*) | 144 | 173 | 173 | 
| 4 | 8 | 10 | + Increased write-downs on provisions previously written down | 11 | 8 | 4 | 
| 13 | 7 | 10 | - Reversal of provisions from previous periods | 11 | 8 | 13 | 
| 37 | 27 | 54 | + Write-downs on provisions not previously written down | 62 | 29 | 43 | 
| 51 | 42 | 33 | - Actual losses during the period for which provisions for individual impairment losses have been made previously | 38 | 54 | 63 | 
| 129 | 137 | 150 | Specification of loss provisions at end of period | 168 | 148 | 144 | 
| 104 | 76 | 45 | Actual losses | 54 | 91 | 119 | 
| *) Individually assessed impairment write-downs on guarantees, totalling NOK 1m, are shown in the balance sheet as a liability under 'Other liabilities'. | ||||||