| Parent bank | Group | |||||
| 2011 | 30 Sept 2011 | 30 Sept 2012 | 30 Sept 2012 | 30 Sept 2011 | 2011 | |
| 186 | 186 | 151 | Individual write-downs to cover loss on loans at 01.01 | 173 | 222 | 222 |
| 9 | 7 | 8 | +Increaseed write-downs on provisions previosly written down | 8 | 8 | 10 |
| 26 | 26 | 7 | - Reversal of provisions from previous periods | 8 | 28 | 28 |
| 57 | 41 | 27 | +Write-downs on provisions not previosly written down | 29 | 44 | 59 |
| 75 | 74 | 42 | - Actual losses during the period for which provisions for individual impairment losses have been made previously | 54 | 87 | 91 |
| 151 | 135 | 137 | Specification of loss provisions at end of period | 148 | 159 | 172 |
| 85 | 77 | 76 | Actual losses | 91 | 101 | 117 |