Note 6 - Losses on loans and guarantees

Parent bank   Group
2011 30 Sept 2011 30 Sept 2012   30 Sept 2012 30 Sept 2011 2011
-36 -52 -14 Change in individual impairment losses provisions for the period -24 -63 -50
- - 5 Change in collective impairment losses provisions for the period 5 - -
75 74 42 Actual loan losses on comm. for which provisions have been made 54 87 91
9 3 34 Actual loan losses on commitments for which no provision has been made 37 14 26
-37 -35 -29 Recoveries on commitments previously written-off -30 -37 -39
12 -10 38 Losses of the year on loans and guarantees 42 1 27
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