Results from quarterly accounts

Group in NOKm  3Q 2Q 1Q 4Q 3Q 2Q 1Q 4Q 3Q
2012 2012 2012 2011 2011 2011 2011 2010 2010
Interest income  989 989 1.009 1.029 1.011 936 915 924 894
Interest expenses  630 619 659 691 657 592 559 601 549
Net interest  358 369 351 338 354 344 356 323 345
Commission income 252 240 196 188 200 199 192 199 196
Commission expenses 25 22 21 25 21 19 18 23 21
Other operating income 68 71 60 69 56 52 47 47 35
Commission income and other income 294 288 235 232 234 232 221 222 210
Dividends 0 9 0 2 0 31 3 0 0
Income from investment in related companies 85 50 99 119 49 69 54 83 69
Net return on financial investments 83 17 60 81 39 -1 33 85 30
Net return on financial investments 168 76 160 202 88 99 89 168 100
Total income 820 733 746 772 676 675 666 713 655
Staff costs 235 223 232 196 209 208 198 137 191
Administration costs 112 98 97 114 86 96 86 98 76
Other operating expenses 75 76 69 103 66 57 65 76 52
Total operating expenses  421 398 398 412 361 361 348 311 320
Result before losses 399 336 349 360 315 314 318 402 335
Loss on loans, guarantees etc. 16 17 8 26 8 -1 -6 25 12
Result before tax 383 319 340 333 306 315 325 377 323
Tax charge 77 81 68 54 66 65 70 60 67
Net profit 306 238 272 279 240 250 255 318 256
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