Equity capital certificate ratio

  31 Dec 2012 31 Dec 2011
ECC capital 2,597 2,373
Dividend equalisation reserve 1,889 1,457
Premium reserve   895 183
Unrealised gains reserve 69 43
A. The equity capital certificate owners' capital 5,449 4,055
Ownerless capital 2,944 2,611
Unrealised gains reserve 38 28
B. The saving bank reserve 2,982 2,639
To be disbursed from gift fund 30 40
Dividend declared 195 190
Equity ex. profit 8,656 6,924
Equity capital certificate ratio A/(A+B) 64.64 % 60.58 %
     
Equity capital certificate ratio for distribution 63.33 % 61.25 %
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