| Parent bank | Group | |||||
| 2011 | 31 Mar 2011 | 31 Mar 2012 | 31 Mar 2012 | 31 Mar 2011 | 2011 | |
| 186 | 186 | 151 | Individual write-downs to cover loss on loans at 01.01 | 172 | 222 | 222 |
| 9 | 6 | 24 | +Increased write-downs on provisions previously written down | 24 | 6 | 10 |
| 26 | 14 | 4 | - Reversal of provisions from previous periods | 4 | 15 | 28 |
| 57 | 10 | 6 | +Write-downs on provisions not previosly written down | 7 | 11 | 59 |
| 75 | 5 | 35 | - Actual losses during the period for which provisions for individual impairment losses have been made previously | 35 | 6 | 91 |
| 151 | 182 | 142 | Specification of loss provisions at end of period | 164 | 217 | 172 |
| 85 | 7 | 41 | Actual losses | 43 | 12 | 117 |