| Parent bank | Group | |||
| 2011 | 2012 | 2012 | 2011 | |
| 186 | 151 | Individual write-downs to cover loss on loans at 01.01 | 173 | 222 |
| 9 | 4 | +Increased write-downs on provision previously written down | 4 | 10 |
| 26 | 13 | - Reversal of provisions from previous periods | 13 | 28 |
| 57 | 37 | +Write-downs on provision not previosly written down | 43 | 59 |
| 75 | 51 | - Actual losses during the period for which provisions for individual impairment losses have been made previously | 63 | 91 |
| 151 | 129 | Specification of loss provisions at end of period | 144 | 172 |
| 85 | 104 | Actual losses | 119 | 117 |