Note 4 - Operating expenses

 

Parent bank   Group
2012 30 Sept 2012 30 Sept 2013 (NOKm) 30 Sept 2013 30 Sept 2012 2012
  618   462 442 Personnel expenses 690 690   924
  166   129 134 IT costs 149 145   187
23   17 17 Postage and transport of valuables 21 20 28
39   27 27 Marketing 38 36 49
43   30 36 Ordinary depreciation  85 74   102
  128   93 93 Operating expenses, real properties 73 73   101
55   37 38 Purchased services 46 43 66
  132   87 100 Other operating expense 153 136   199
1,206   883 886 Total other operating expenses 1,256   1,217 1,654
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