Note 7 - Losses

Parent bank   Group
2012 30 Jun 2012 30 Jun 2013   30 Jun 2013 30 Jun 2012 2012
151 151 129 Individual write-downs to cover loss on loans at 01.01 144 172 173
4 25 10 + Increased write-downs on provisions previously written down 10 25 4
13 6 6 - Reversal of provisions from previous periods 7 7 13
37 23 29 + Write-downs on provisions not previously written down 32 24 43
51 38 22 - Actual losses during the period for which provisions for individual impairment losses have been made previously 26 49 63
129 155 139 Specification of loss provisions at end of period 153 166 144
104 48 25 Actual losses 33 60 119
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