| Parent bank | Group | |||||
| 2012 | 30 Jun 2012 | 30 Jun 2013 | 30 Jun 2013 | 30 Jun 2012 | 2012 | |
| 151 | 151 | 129 | Individual write-downs to cover loss on loans at 01.01 | 144 | 172 | 173 |
| 4 | 25 | 10 | + Increased write-downs on provisions previously written down | 10 | 25 | 4 |
| 13 | 6 | 6 | - Reversal of provisions from previous periods | 7 | 7 | 13 |
| 37 | 23 | 29 | + Write-downs on provisions not previously written down | 32 | 24 | 43 |
| 51 | 38 | 22 | - Actual losses during the period for which provisions for individual impairment losses have been made previously | 26 | 49 | 63 |
| 129 | 155 | 139 | Specification of loss provisions at end of period | 153 | 166 | 144 |
| 104 | 48 | 25 | Actual losses | 33 | 60 | 119 |