| Parent bank | Group | |||||
| 2012 | 31 Mar 2012 | 31 Mar 2013 | 31 Mar 2013 | 31 Mar 2012 | 2012 | |
| 151 | 151 | 129 | Individual write-downs to cover loss on loans at 01.01 | 144 | 172 | 173 |
| 4 | 24 | 3 | + Increased write-downs on provisions previously written down | 3 | 24 | 4 |
| 13 | 4 | 3 | - Reversal of provisions from previous periods | 4 | 4 | 13 |
| 37 | 6 | 18 | + Write-downs on provisions not previously written down | 19 | 7 | 43 |
| 51 | 35 | 18 | - Actual losses during the period for which provisions for individual impairment losses have been made previously | 21 | 35 | 63 |
| 129 | 142 | 128 | Specification of loss provisions at end of period | 143 | 164 | 144 |
| 104 | 41 | 18 | Actual losses | 21 | 43 | 119 |