Note 7 - Losses
| Parent Bank | ||||
| 1 January 18 | Change in provision | Net write-offs /recoveries | 30 Sept 2018 | |
| Loans as amortised cost- CM | 1,017 | -153 | - | 864 |
| Loans as amortised cost- RM | 32 | 5 | - | 37 |
| Loans at fair value over OCI- RM | 65 | 12 | -1 | 76 |
| Provision for expected credit losses on loans and guarantees | 1,114 | -136 | -1 | 975 |
| Presented as | ||||
| Provision for loan losses | 845 | |||
| Other debt- provisons | 115 | |||
| Other comprehensive income - fair value adjustment | 17 | |||
| Group | ||||
| 1 January 18 | Change in provision | Net write-offs /recoveries | 30 Sept 2018 | |
| Loans as amortised cost- CM | 1,037 | -153 | 2 | 886 |
| Loans as amortised cost- RM | 52 | 7 | - | 59 |
| Loans at fair value over OCI- RM | 65 | 12 | -1 | 76 |
| Provision for expected credit losses on loans and guarantees | 1,154 | -134 | 1 | 1,020 |
| Presented as | ||||
| Provision for loan losses | 890 | |||
| Other debt- provisons | 115 | |||
| Other comprehensive income - fair value adjustment | 17 | |||
| Parent Bank | ||||
| Total Allowance for Credit Losses | Stage 1 | Stage 2 | Stage 3 | Total |
| Opening balance 1 January 2018 | 96 | 256 | 762 | 1,114 |
| Provision for credit losses | ||||
| Transfer to (from) stage 1 | 29 | -28 | -0 | - |
| Transfer to (from) stage 2 | -7 | 7 | -0 | - |
| Transfer to (from) stage 3 | -0 | -2 | 2 | - |
| Net remeasurement of loss allowances | -37 | 62 | -150 | -125 |
| Originations or purchases | 36 | 43 | 1 | 80 |
| Derecognitions | -25 | -64 | -3 | -93 |
| Closing balance 30 September 2018 | 91 | 274 | 611 | 975 |
| Group | ||||
| Total Allowance for Credit Losses | Stage 1 | Stage 2 | Stage 3 | Total |
| Opening balance 1 January 2018 | 106 | 268 | 780 | 1,154 |
| Provision for credit losses | ||||
| Transfer to (from) stage 1 | 27 | -27 | -1 | - |
| Transfer to (from) stage 2 | -7 | 6 | 1 | - |
| Transfer to (from) stage 3 | -1 | -3 | 4 | - |
| Net remeasurement of loss allowances | -40 | 65 | -146 | -120 |
| Originations or purchases | 39 | 46 | 2 | 87 |
| Derecognitions | -26 | -66 | -9 | -101 |
| Closing balance 30 September 2018 | 98 | 290 | 631 | 1,020 |
