Note 8 - Gross loans
| Parent Bank | Loans subject to impairment | Fixed interest loans at FV | Total | ||
| Gross loan (NOKm) | Stage 1 | Stage 2 | Stage 3 | ||
| Balance at 1 January 2018 | 91,074 | 9,931 | 1,560 | 3,278 | 105,843 |
| Transfer to stage 1 | 2,230 | -2,230 | 0 | - | - |
| Transfer to stage 2 | -2,637 | 2,644 | -7 | - | - |
| Transfer to stage 3 | -458 | -31 | 489 | - | - |
| Net increase/decrease amount excisting loans | -5,487 | -65 | 11 | -148 | -5,689 |
| New loans | 46,099 | 2,067 | 72 | 2,269 | 50,507 |
| Derecognitions | -33,363 | -2,428 | -581 | -933 | -37,305 |
| Balance at 31 December 2018 | 97,458 | 9,888 | 1,543 | 4,467 | 113,356 |
| Group | Loans subject to impairment | Fixed interest loans at FV | Total | ||
| Gross loan (NOKm) | Stage 1 | Stage 2 | Stage 3 | ||
| Balance at 1 January 2018 | 96,286 | 10,855 | 1,652 | 3,278 | 112,071 |
| Transfer to stage 1 | 2,439 | -2,391 | -48 | - | - |
| Transfer to stage 2 | -2,957 | 2,970 | -13 | - | - |
| Transfer to stage 3 | -464 | -71 | 536 | - | - |
| Net increase/decrease amount excisting loans | -6,397 | -260 | 89 | -148 | -6,716 |
| New loans | 48,841 | 2,283 | 89 | 2,269 | 53,483 |
| Derecognitions | -34,253 | -2,556 | -622 | -933 | -38,365 |
| Balance at 31 December 2018 | 103,494 | 10,829 | 1,682 | 4,467 | 120,473 |
