2nd quarter 2016

First half 2016

(Consolidated figures. Figures in parenthesis refer to the same period of 2015 unless otherwise stated)

  • Pre-tax profit: NOK 930m (1,080m)
  • Post-tax profit: NOK 771m (871m)
  • Return on equity: 10.9 per cent (13.7 per cent)
  • Growth in lending 6.5 per cent (8.4 per cent) in past 12 months
  • Growth in deposits 1.3 per cent (11.4 per cent) in past 12 months
  • Loan losses: NOK 287m (56m), 0.44 per cent (0.09 per cent)  of gross loans
  • CET1 capital ratio: 14.1 per cent (12.7 per cent)
  • Earnings per equity certificate (EC): NOK 3.71 (4.31)

Second quarter 2016

  • Pre-tax profit: NOK 546m (513m)
  • Post-tax profit: NOK 460m (430m)
  • Return on equity: 12.9 per cent (13.4 per cent)
  • Loan losses: NOK 118m (35m), 0.36 per cent (0.11 per cent)  of gross loans
  • Earnings per equity certificate (EC): NOK 2.21 (2.13)
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